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Finance: Word list
Abschlussbedingungen
English | definition | German |
---|---|---|
(to) afford | to have enough money to be able to buy or do something | sich leisten |
(to) borrow | to take and use something that belongs to somebody else, and return it to them at a later time | ausleihen, borgen |
(to) decrease | to become or make something smaller in size, number, etc. | sinken, reduzieren |
(to) finance | to provide money for a project | finanzieren |
(to) increase | to become greater in amount, number, value, etc.; to make something greater in amount, number, value, etc. | erhöhen, vergrößern |
(to) lend | to give something to somebody or allow them to use something that belongs to you, which they have to return to you later | leihen, verleihen |
(to) purchase | to buy something | kaufen |
agreement | an arrangement, a promise or a contract made with somebody | Vereinbarung |
approximately | used to show that something is almost, but not completely, accurate or correct | circa, ungefähr |
bank account | an arrangement that you have with a bank that allows you to keep your money there, to pay in or take out money, etc. | Bankkonto |
bargain | a thing bought for less than the usual price | Schnäppchen, Angebot |
cash | money in the form of coins or notes | bar |
cash outflow | any money leaving a business, such as staff wages and dividends paid to shareholders | kassenmäßiger Abfluss |
collateral | property or something valuable that you promise to give to somebody if you cannot pay back money that you borrow | Kreditsicherheit |
compensation | something, especially money, that somebody gives you because they have hurt you, or damaged something that you own | Entschädigung |
compromise | an agreement made between two people or groups in which each side gives up some of the things they want so that both sides are happy at the end | Kompromiss |
credit rating | a judgement made by a bank, etc. about how likely somebody is to pay back money that they borrow, and how safe it is to lend money to them | Bonitätsbeurteilung |
currency | the system of money that a country uses | Währung |
debt | a sum of money that somebody owes | Schuld, Schulden |
deposit | a sum of money that is given as the first part of a larger payment | Einzahlung, Kaution, Pfand |
enterprise | a company or business | Unternehmen |
exchange rate | the value of one currency for the purpose of conversion to another | (Wechsel)kurs |
expenditure | the act of spending or using money; an amount of money spent | Ausgabe |
fee | an amount of money that you pay for professional advice or services | Gebühr |
financial advisor | a person whose job is to provide financial advice to clients | Finanzberater/in |
grant | a sum of money that is given by the government or by another organisation to be used for a particular purpose | Zuschuss, Stipendium |
gross profit | the profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services | Brutto(gewinn) |
income | the money that a person, a region, a country, etc. earns from work, from investing money, from business, etc. | Einkommen, Einnahme |
interest rate | the amount a lender charges for the use of assets expressed as a percentage of the principal | Zins(satz) |
investment | the act of investing money in something | Investition, Anlage |
invoice | a list of goods that have been sold, work that has been done, etc., showing what you must pay | Rechnung |
loss | money that has been lost by a business or an organization | Verlust |
market share | the amount that a company sells of its products or services compared with other companies selling the same things | Marktanteil |
mortgage | a legal agreement by which a bank or similar organization lends you money to buy a house, etc., and you pay the money back over a particular number of years; the sum of money that you borrow | Hypothek |
net profit | the actual profit after working expenses not included in the calculation of gross profit have been paid | Netto(gewinn) |
overdraft | the amount of money that you owe to a bank when you have spent more money than is in your bank account; an arrangement that allows you to do this | Kontoüberziehung |
percentage | the number, amount or rate of something, expressed as if it is part of a total that is 100; a part or share of a whole | Prozentsatz |
price tag | a label on something that shows how much you must pay | Preisschild |
profit | the money that you make in business or by selling things, especially after paying the costs involved | Umsatz |
redundancy | the situation when somebody has to leave their job because there is no more work available for them | Entlassung |
revenue | the money that a government receives from taxes or that an organization, etc. receives from its business | Einkommen, Einnahme |
salary | money that employees receive for doing their job, especially professional employees or people working in an office, usually paid every month | Gehalt, Lohn |
savings account | a type of bank account that pays interest on the money that is left in it, but from which you cannot take the money out without giving notice or losing interest | Sparkonto |
shareholder | an owner of shares in a company or business | Aktieninhaber |
stocks | a share that somebody has bought in a company or business | Aktien |
tax | money that you have to pay to the government so that it can pay for public services | Steuer |
tax advisor | a person who advises clients about tax laws and strategies | Steuerberater/in |
transaction | a piece of business that is done between people, especially an act of buying or selling | Geschäftgsvorgang, Überweisung |
VAT (Value Added Tax) | a tax that is added to the price of goods and services | Mehrwertsteuer |
withdrawal | the act of taking an amount of money out of your bank account | Abheben |